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RAJKOT :- SHALA SAMAY MA FERFAR BABAT PARIPATRA.

RAJKOT :- SHALA SAMAY FERFAR BABAT PARIPATRA.

 Std 3 to 8 second week learning planning

Insurance is a Means of Protection From Financial Loss. It is a From of Risk Management, Primarily Used To Hedge Against The Risk of a Contingent or Uncertain Loss.An Entity which Proides Insurance is Known As insurer,Insurance Company, Insurance carirrer or underwriter.A Person or Entity who Buys Insurance is Known as an Insured or as a Policy Holder.

The Insurance Transaction Involves The Insured Assumng a GUaranteed and Known Relatively Small loss. in the Form of Payment to the Insurer in Exchange 💱 for The Insurer's Promise to Compensate The Insured in The Event of a Covered loss. The Loss May or may Not be Financial ,BUt it Must be Reducible to FinancialTerms , And Usually Invovlves Something in which The insured has an Insurable Interest Established by Ownership, possession , or Pre-existing relationship.

The Insured Receives a Contract. Called The Insurance Policy,Which Details The Conditions and Crcumstances Under Which The insurer will compensate the Insured.The Amount of Money Charged By The Insurer to the policy Holder for the Coverage Set Forth in the Insurance Policy is Called The Premium If The Insured Experience a Loss which is Potentially Cvered by the Insurance policy the Insured Submits a claim to the Insurer for processing by a Claims Adjuster.The Insurer may Hedge its Own Risk by taking out Reinsurance Where by Another insurance Company Agrees to carry some of the risks, Especially if the Primary Insurer Deems The Risk Too Large For it To Carry.

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